Health insurance is a type of insurance that covers the cost of medical and surgical expenses incurred by the insured individual. It is designed to help individuals and families manage the high cost of healthcare by providing financial protection against unexpected medical expenses. One of the largest health insurance companies in the United States is Care Health Insurance.
Care Health Insurance, formerly known as Religare Health Insurance, is a standalone health insurance company that offers a wide range of health insurance products to individuals, families, and corporations. The company is committed to providing affordable and quality healthcare to its customers, with a focus on innovation, customer satisfaction, and transparency.
Products offered by Care Health Insurance
Care Health Insurance offers a range of health insurance products to meet the diverse needs of its customers. These products include individual health insurance, family health insurance, senior citizen health insurance, critical illness insurance, and group health insurance.
Individual Health Insurance: This product provides coverage to an individual against medical expenses incurred due to illness, injury, or accident. It includes hospitalization expenses, pre and post-hospitalization expenses, ambulance charges, and day-care procedures.
Family Health Insurance: This product provides coverage to the entire family against medical expenses. It includes hospitalization expenses, pre and post-hospitalization expenses, ambulance charges, and day-care procedures.
Senior Citizen Health Insurance: This product provides coverage to senior citizens against medical expenses incurred due to illness, injury, or accident. It includes hospitalization expenses, pre and post-hospitalization expenses, ambulance charges, and day-care procedures.
Critical Illness Insurance: This product provides coverage against critical illnesses such as cancer, heart attack, kidney failure, and stroke. It provides a lump sum amount to the insured individual upon diagnosis of a critical illness.
Group Health Insurance: This product provides coverage to employees of a company or members of an organization against medical expenses. It includes hospitalization expenses, pre and post-hospitalization expenses, ambulance charges, and day-care procedures.
Benefits of Care Health Insurance
Care Health Insurance offers a range of benefits to its customers, including:
Cashless Hospitalization: Care Health Insurance has tie-ups with over 11,000 hospitals across India, where customers can avail of cashless hospitalization. This means that customers can get admitted to these hospitals without paying anything upfront.
No-Claim Bonus: Customers who do not make any claims during the policy period are eligible for a no-claim bonus. This bonus is a discount on the premium payable at the time of renewal.
Lifetime Renewability: Care Health Insurance policies can be renewed for life, ensuring that customers are covered for their entire lifetime.
Tax Benefits: Premiums paid towards Care Health Insurance policies are eligible for tax benefits under Section 80D of the Income Tax Act.
Value-Added Services: Care Health Insurance offers a range of value-added services to its customers, including health check-ups, second medical opinion, and wellness programs.
How to buy Care Health Insurance
Care Health Insurance policies can be bought online through the company’s website or through an agent. The process of buying a policy online is simple and hassle-free. Customers can compare different policies and choose the one that best meets their requirements. They can also pay the premium online using a credit card, debit card, or net banking.
Conclusion
Health insurance is an essential tool in managing the high cost of healthcare. Care Health Insurance offers a range of health insurance products that cater to the diverse needs of its customers. With its focus on innovation, customer satisfaction, and transparency, Care Health Insurance is a leading player in the health insurance industry in India. Customers can avail of cashless hospitalization, no-claim bonus, lifetime renewability, tax benefits, and value-added services by buying a Care Health Insurance policy.
